Credit Application Processing is a multi-step process that starts with the submission of an individual’s or business’s credit application. Following this, we will review the application for accuracy and completion. After this, RHK will process the credit report to check the applicant’s creditworthiness. Depending on the lender, other processes may also be involved, such as bank statements and income verification. Finally, the creditor (our clients) will review all documents before making their decision, and will extend the credit terms (if approved) to the applicant.